What You Need To Know About Storm Damage and Flooding
When it comes to storm or flood damage in Westbrook, ME, knowing how these things are different may help you when it comes time to conduct repairs on your business property. Many insurance companies categorize these as two separate types of damage under your policy. Here's what you may want to know.
What Is Storm Caused Damage?
Storm damage is often considered to be any damage caused by nature. Damages in this category may include
- Wind damage
- Hail damage
- Flooding caused by rain
- Broken gutters
- Fallen tree limbs
What Is Flood Caused Damage?
Flood damage is often considered to be a separate category from damage caused by a storm. Floodwater can be caused by a number of factors not related to nature. These include
- Broken or leaking pipes
- Water from fire suppression effort
- Water from irrigation systems
- Sewer overflow
What Are Clean Up Methods?
Understanding the type of damage caused to your place of business can help when it comes time to conduct repairs. Different types of damage can require different repair methods. In many cases hiring a damage restoration service can help. These professionals have the tools and knowledge needed to deal with a variety of damages, including flooding, storm-related property destruction, and any potential mold problems that could result.
If your business has suffered damages, it's best to begin the repair process quickly in order to prevent further issues. Your insurance company might ask you to board over the damaged area. It might also be necessary to thoroughly dry the zone and inspect for possible mold growth or structural damages. In many cases, your policy may include coverage for repair costs.
When it comes to flood damage you want to protect your business. Understanding the difference between flood and storm damage can help when it comes time to talk to your insurance company and begin the repair process. If you have any questions, a professional may be able to help.